Construction businesses face unique cash-flow challenges: materials arrive before invoices are paid, equipment breaks mid-job, and bids require proof of funds. A commercial construction loan bridges those gaps by funding labor, supplies, and machinery when your own capital is tied up in active projects. Tyler's steady commercial growth along Loop 323 and the South Broadway corridor creates opportunity, but winning those bids means having financing lined up before the first shovel hits dirt.
Loan programs
Different construction needs call for different tools. Equipment financing covers excavators, lifts, and trucks without draining your operating account. Working capital loans pay subcontractors and material suppliers while you wait on draw schedules. For larger ground-up builds, like the mixed-use developments popping up near Noonday, a construction-to-permanent loan funds the build phase, then converts to a commercial real estate mortgage. Invoice factoring turns unpaid invoices into immediate cash when a general contractor stretches payment terms to 60 days.
We're a commercial-loan broker, not a lender, which means we shop your file to multiple funding sources instead of forcing you into a single product. A framing contractor in Bullard who needs a skid-steer financed will get different options than a developer planning a 12,000-square-foot retail strip in New Chapel Hill. We handle the paperwork, explain draw schedules, and connect you with construction financing companies that understand job-site realities.
A Tyler framing crew won a contract for three spec homes in Whitehouse but needed $85,000 for lumber packages and a crew van. The builder's payment schedule lagged material delivery by 45 days. We brokered a working capital line paired with equipment financing, lumber got ordered, the van rolled, and the crew stayed on schedule without the owner tapping retirement savings.
Serving the Tyler area

We know which lenders fund which kinds of Tyler businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Tyler owners trust Pondview Funding Group